Travel insurance is not universally mandatory for every visitor to Canada, but it can provide important financial protection against eligible unexpected medical expenses. Certain immigration or travel circumstances may have specific insurance requirements.

Coverage depends on the policy. Depending on the plan, benefits may include eligible emergency hospital care, physician services, diagnostic services, prescription medication, ambulance services and other emergency medical expenses.

Some policies may cover certain stable pre-existing medical conditions, while others may exclude them or impose specific conditions. Always review the policy wording carefully before purchasing coverage.

The appropriate amount depends on factors such as your age, health, length of stay, destination and individual circumstances. Comparing policy limits, deductibles and exclusions is important when selecting coverage.

Some providers may offer coverage after arrival, but conditions, waiting periods or restrictions may apply. Arranging appropriate coverage before travelling is generally worth considering.